Machine transcription of 283 recorded meetings — 9% of decided items have one. Speaker names are inferred from voice and can be wrong.
- Current affordable housing programs and funding
Several speakers with supportive housing, and those could be affordable units, but also the type of wraparound services to help people stay housed. These can be people that have been experiencing homelessness homelessness, older adults, people with disabilities or special needs. So we want them to be housed. It's healthier for them, it's less expensive for our community for them to be housed, but in order for them to stay housed, they need services along with their housing. From there, we move into the affordable rental housing, and we heard a lot about the statistics of what type of rental housing we needed and the cost burden. Rental housing could include housing from the public housing units, also the units that are subsidized through Florida housing, the Department of Housing and Urban Development. USDA, and then vouchers that come from the Housing Authority, and as mentioned earlier,
- Affordable housing study and all commissioners present
Mariano Good afternoon, Commissioners. Thank you all. Um I when Kathy and I met, you know, as Chairman of the Housing Authority for the last fourteen years, We have seen a significant issue um with people being able to afford housing. So we started a program called Family Self Sufficiency, so where the Housing Authority would put a portion of Someone who was at the housing authorities rent in an escrow account and help them put a down payment on a house. This was after they went through all these financial courses and everything else and got very self sustaining, and then we went to the market to try to find Housing. There was none available. That they could even afford uh in Pasco County. And I don't call it affordable housing. For me, it's workforce housing because these people, although they lived in a Pasco County housing authority community, Worked every day. They were working in our county. They had a um We even worked
- C-54 Vincent House affordable housing project
Several speakers Jack Mariano: Yes, that's the housing. Com that's the housing.
- Current affordable housing programs and funding
Several speakers Unidentified A: Because we have over five hundred thousand people, a certain amount of low income people, and the age of our housing.
- Current affordable housing programs and funding
Several speakers So for C D BG, we get about three million dollars a year plus a little bit of program income. And in addition to public services, we can do some affordable housing activities. Oddly enough, we cannot build housing with C D B G, but we can buy housing, we could buy land, we could clear land. And get it ready for housing. And we could do access modifications or infrastructure. An example of this is those of you that know that Vincent House, we helped them build the beautiful facility that they have there. And now they're getting ready to build 39 units of affordable housing for their members. And we put $1.1 million. dollars of infrastructure money in so that they could be prepared to build. So we could do that with C D BG. Our home money is strictly for housing. So we could build new housing, we could renovate housing, we could do homeownership, we could do rental housing.
- Housing need cost burden and policy tools
Several speakers are squeezing their incomes to try to afford housing. I also wanted to take a brief look at who are the people earning these 80% AMI or lower wages. And so you can see that these are people, not just unskilled laborers, but also teachers and bank tellers and building inspectors. You know, I've often seen people talk about affordable housing as something undesirable, and the people who live in affordable housing. are stigmatized, but all of us every day not only are uh encountering people but are dependent on people who are at these income levels. And so I think it's important to make sure that they are included in any plans we have for housing in the county. And so this uh slide is a snapshot of on average what it costs to buy or rent today and who can afford it. Now, again, if you've lived in your residence for a longer period of time, you probably have much more affordable housing. Your rent is lower, you
- Current affordable housing programs and funding
Several speakers Unidentified A: Yeah, we could do that.
- Affordable housing workshop request
Starkey So if you have any other things that you wanted to talk about in a workshop format. Um That we agree upon. Um, let me know. But I'm a asking for us to in the next, you know, few months, whatever, Um Have an affordable housing workshop. Right. And do you need a motion? No? I don't
- Current affordable housing programs and funding
Several speakers the naturally occurring affordable housing, which could be housing that some of us right here in our in right here today are living in. And then we go into in our continuum affordable home ownership. And we started with David Lambert talking about the Family Self-Sufficiency Program and how those people were looking to buy homes and they couldn't find homes to buy. So, what do we need in our community for that affordable home ownership? And it could be something like a community land. trust, but it could also be the programs that we're already doing, like down payment assistance, low interest loans, affordable construction, like our work that we do with Habitat for Humanities and Home Rehab and Weatherization. So we are doing a number of things in the county with our limited resources. And for those of you that maybe not know that our department is completely grant funded, and I'm gonna do
- Sheriff budget, deputies and gap insurance
Oakley Forty percent of the citizens of Pasco County and forty percent of our workers uh need affordable housing. And what they c some people call affordable housing right now in Pasco is not affordable housing. People cannot live in the places because they're but I know it costs too much.
- Housing need cost burden and policy tools
Several speakers that if you are paying more than 30% of your gross income for your housing costs, your housing is not affordable. You are considered cost-burdened if you're paying over 30%. And so on this slide, you can see what affordable housing looks like based on different household incomes. Now, let me just clarify that to make this sort of a simple overview, I'm just doing averages of median income. So Marcy will provide a table that sort of breaks this down more by family size, but just on average, you can see what different income levels are, what you can afford to pay at that 30%. Affordability threshold and so what income what what rent you could afford or housing costs you could afford based on that income. And what you'll see as we go along is that there's a disconnect between what people at 50 or 80 percent of AMI can pay and what people uh what what rents and housing costs actually are in the county. And the next two slides further explore. This concept
- Affordable housing study and all commissioners present
Kathy Pearson produced a scope of work, and you're going to see the wonderful results today. And the preliminary research for this project was provided by nine graduate students in the class that they were called Fall Fall, they took a fall affordable housing class. And believe it or not, three of them were employed by Pasco County getting their graduate programs. So we actually had three Pasco County students part of this study, so that was pretty cool. So, you know, affordable housing, uh we've heard so many different terms affordable housing, we've heard workforce housing, we've heard this, we've heard that. And generally it's defined as housing that costs no more than 30 percent of a household's income. And it's very essential to our c economic stability. The more people spend on housing, the less money they spend on essentials like the food, the health care, and the education that is needed. So like Mike said, today you're going to see the results of that study. Um that will be presented by Dr. Elizabeth Strom. You're gonna see Marcy Esberg,